Household cash-flow map
Align salary dates, invoicing, and recurring debits so you see surplus weeks versus tight weeks before they arrive.
Node Canvas Financial Planning
Household budgeting and cash-flow planning for Bangkok residents who want numbers they can follow month to month—not another vague savings tip list.
Prefer the phone? +66-2-214-6837
Pathum Wan office · consultations by appointment
Planning that respects Bangkok living costs
Rent, school fees, transport passes, and family remittances do not fit a one-size spreadsheet from overseas.
We work from Rama IV Road with households across central Bangkok and nearby provinces. Sessions map income timing, fixed obligations, and discretionary gaps in baht—so you can decide what to fund first without guessing.
Engagements are individual consultations: you bring real figures (or estimates you are willing to refine), and we build a cash-flow view you can revisit after each pay cycle.
What a tailored planning engagement covers
We do not sell software subscriptions or packaged investment products on this site. Work is scoped as planning sessions focused on budgeting discipline and cash-flow clarity.
Budget categories that stick
Split spending into envelopes you actually use—groceries, utilities, debt service, and goals—without hiding transfers between accounts.
Scenario checks
Model a job change, a move, or a new dependant cost in THB terms and note which bills must move first.
Who this is for—and who it is not
For: wage earners and freelancers juggling multiple income streams in Thailand, couples aligning shared bills, and parents tracking school and care costs against monthly inflows.
Not for: visitors seeking guaranteed returns, same-day emergency credit, or automated trading signals. We do not promise specific financial outcomes; we structure planning conversations around your stated priorities.
If you need regulated investment advice beyond cash-flow planning, we will say so plainly and suggest you speak with a licensed adviser in the appropriate category.
Request a planning call
Questions we hear near Pathum Wan
Do I need perfect records?
No. Bank exports and rough estimates are enough to start; we mark which figures need confirmation before you rely on them.
Are fees quoted here?
Session fees depend on scope and are confirmed before you book. This site does not list prices because your household complexity varies.
Is data shared with advertisers?
No analytics pixels run here. Inquiry details go to our same-domain form handler and are used only to respond to you, as described in our privacy notice.
Reach our Bangkok office · Tax ID 0105737261209
Visit or write from anywhere in Thailand
Head office / สำนักงานใหญ่: 28/5, Rama IV Road, Pathum Wan, 10330 Bangkok. Remote video sessions are available when in-person timing is difficult.
+66-2-214-6837